ByThe best Mastercard credit cards offer competitive rewards and protection from fraud or liability issues to meet all of your spending needs. From cards designed for those with limited credit histories to ones that reward rent payments, WalletHub has everything you need to find the perfect Mastercard card for your wallet.
Are you ready to step up your card game? Take a look at this comprehensive list of cards with rewards for rent and travel-related expenses as well as a bunch of information on some of the best cards available from Mastercard.
1. Citi Simplicity Card
The Citi Simplicity Card can help you pay off debt or finance larger purchases thanks to its long 0% intro APR offer on balance transfers, no late fees or penalty APR charges and forgiving payment terms; its fee structure may not compare favorably with other cards with lengthy 0% offers and lacks rewards on new purchases (making this less appealing post-introductory period).
The Simplicity Card’s 21-month introductory APR offer for balance transfers is among the longest available today, boasting a competitive 3% transfer fee in its first four months, followed by a reduction to 5% over time. You won’t find another credit card offering such an extended introductory interest rate on new purchases either!
Citi allows you to set a payment due date that best fits into your schedule, with payments taken any time during the month – making it simple to stay on top of your card’s balance and stay within its terms. This flexibility is especially helpful for people who may otherwise miss payments in a pinch. Nonetheless, good or excellent credit is required in order to qualify for it; Citi evaluates factors like income, debts and debt-to-income ratios like these in their decision process to see whether you’ll be accepted as an approved applicant for approval of acceptance into their programs or not.
Citi Simplicity Card is offered through Wings Financial, which only targets aviation workers or those residing in specific metro areas. But you can become a member by making a minimum donation of $5; its benefits are accessible for some. Plus, accessing their Citi Identity Theft Solutions service makes it worthwhile for many; not to mention its attractive introductory APR offer, reasonable fees and convenient payment options that could make this one of the best mastercards out there!
2. Bilt Mastercard
Bilt Mastercard stands out among rewards cards as a unique solution that lets renters earn points when paying rent – it offers no fees and is an ideal solution for renters and fee-averse travelers looking to maximize spending power. When pairing it, make sure it offers generous dining rewards or high point earning categories in order to maximize value.
When opting-in, The Bilt Card also reports on-time rental payments to all three major credit bureaus (which could increase your score by 50 to 100 points within 12 months), helping boost it. And its World Elite Mastercard status makes it a smart choice for travelers looking to build credit while taking advantage of valuable benefits like two-day shipping with ShopRunner and purchase protection.
Are you an avid flyer or hotel guest? This card offers you the ability to conquer both! With its impressive list of airline and hotel transfer partners and 1:1 transfer ratio, it makes collecting airline miles or hotel nights simple! Get more out of every trip you take by using it to add value.
This no-fee card imposes some restrictions, such as minimum purchase requirements and an earnings structure requiring you to spend five times per statement period before qualifying for its points. Therefore, it may not be suitable for people who don’t regularly pay rent, or those looking for high-value rewards elsewhere.
While the Bilt Card doesn’t come with a traditional welcome bonus, new cardholders typically receive an email on their first day offering 5x points on purchases (excluding rent) during the first five days after they get it. Plus if you refer friends, you could earn 2,500 points per person who gets approved using your link and an extra 10,000 point reward every fifth successful referral!
3. Capital One Quicksilver Secured Cash Rewards Credit Card
Capital One Quicksilver Secured Cash Rewards Credit Card is an outstanding choice for those seeking to build credit while reaping some rewards. While many secured cards (https://www.cnet.com/personal-finance/credit-cards/advice/secured-credit-cards-how-they-work-and-why-theyre-easier-to-get/) don’t provide any tangible incentives, it boasts an outstanding 1.5% cash back rate on purchases overall and an enhanced 5% reward when booked directly through Capital One hotels and rental cars. Plus it comes equipped with all the standard features you would expect from a secured card – such as getting back your initial $200 security deposit as statement credits upon responsible usage of the card!
It reports to all three major credit bureaus, helping you establish an excellent payment history over time. Furthermore, there are no foreign transaction fees, saving money when traveling overseas often. Furthermore, Capital One CreditWise comes free with it to provide regular monitoring without impacting your score; and online shopping using virtual card numbers keeps your actual card numbers safe from identity thieves.
Notable aspects of it include it’s no minimum annual fee requirement – something which can be particularly helpful to those just establishing credit who may not yet afford an expensive card right now. Furthermore, there’s no minimum redemption amount, making this ideal for anyone needing extra income every month.
While it can help individuals build their credit, it should be noted that it requires a higher minimum credit score requirement than other secured cards. Qualifying for it with scores below 579 can be challenging, though cosigners may help secure accounts in cases with lower scores. For an easier application experience, consider applying for either the Discover it Secured Card or Petal Visa (No Annual Fee) Credit Card from WebBank instead.
4. Visa Signature Card
Visa Signature cards provide cardholder benefits that extend far beyond what’s found on standard Visa cards, such as rewards and protections. The perks for the beste Mastercard could range from additional travel and purchase protections, concierge services, discounted entrance to select venues and discounts at select events. These benefits could range anywhere from extra travel and purchase protections to concierge services or discounts at select venues.
These cards often carry credit limits of $5,000 or higher with benefits that differ depending on which issuer issued them – so check your specific cardholder paperwork to determine which perks may apply.
Find out which kind of Visa card you own by looking at its logo or reading through your cardholder agreement and viewing its benefits. Some cards may identify themselves as Visa Signature or Infinite on their logo, while others simply say “Visa.” Visa does not dictate specific cardholder benefits – that decision lies solely with individual issuers who offer which perks.
Visa Signature cards may offer attractive rewards rates, with up to 5% cash back in two categories of your choosing each quarter (up to $12,500 in purchases per year) and 2% elsewhere with no annual fee. Furthermore, additional cardholder benefits could include rental car insurance, roadside dispatch services and emergency cash disbursement services.
Keep these benefits of U.S. Bank’s Visa Signature cardholder benefits in mind: Cardholders will enjoy a 3% cash back bonus on purchases up to $6,000 at supermarkets each year with it. Additionally, this card boasts an impressive array of other advantages, such as no foreign transaction fees and an exceptional 0% APR for 15 months – making it one of our go-to choices when grocery shopping.
American Express Blue Cash Preferred card is also an ideal solution for those looking to avoid foreign transaction fees while earning generous rewards across a range of categories, with generous cash back offerings (6% on groceries and 1% everywhere else). It makes traveling internationally much simpler. Additionally, this card pays for travel expenses including frequent flights. Designed with frequent flyers in mind.
4. Visa Signature Card
Visa Signature cards provide cardholder benefits that extend far beyond what’s found on standard Visa cards, such as rewards and protections. The perks for the beste Mastercard could range from additional travel and purchase protections, concierge services, discounted entrance to select venues and discounts at select events. These benefits could range anywhere from extra travel and purchase protections to concierge services or discounts at select venues.
These cards often carry credit limits of $5,000 or higher with benefits that differ depending on which issuer issued them – so check your specific cardholder paperwork to determine which perks may apply.
Find out which kind of Visa card you own by looking at its logo or reading through your cardholder agreement and viewing its benefits. Some cards may identify themselves as Visa Signature or Infinite on their logo, while others simply say “Visa.” Visa does not dictate specific cardholder benefits – that decision lies solely with individual issuers who offer which perks.
Visa Signature cards may offer attractive rewards rates, with up to 5% cash back in two categories of your choosing each quarter (up to $12,500 in purchases per year) and 2% elsewhere with no annual fee. Furthermore, additional cardholder benefits could include rental car insurance, roadside dispatch services and emergency cash disbursement services.
Keep these benefits of U.S. Bank’s Visa Signature cardholder benefits in mind: Cardholders will enjoy a 3% cash back bonus on purchases up to $6,000 at supermarkets each year with it. Additionally, this card boasts an impressive array of other advantages, such as no foreign transaction fees and an exceptional 0% APR for 15 months – making it one of our go-to choices when grocery shopping.
American Express Blue Cash Preferred card is also an ideal solution for those looking to avoid foreign transaction fees while earning generous rewards across a range of categories, with generous cash back offerings (6% on groceries and 1% everywhere else). It makes traveling internationally much simpler. Additionally, this card pays for travel expenses including frequent flights. Designed with frequent flyers in mind.
